Occupant insurance

Protection for you and your passengers

Occupant insurance pays for injury and loss of the driver and passengers, regardless of who caused the accident. Important when you carry staff or clients.

  • Driver covered as well
  • Regardless of fault
  • Also luggage and clothing
  • Combines with any cover
Covers

Which variants exist?

01

Occupant injury cover

Pays the actual loss suffered by occupants, such as loss of income and medical costs.

02

Personal accident cover

Pays a fixed sum in the event of permanent disability or death after a road accident.

03

Luggage and personal items

Damaged clothing, luggage and personal belongings in the vehicle are included.

Useful additional cover

Build the cover that fits
how you work

Extend your base cover with additions that match how your business operates. You select them during the application.

Frequently asked questions

Good to know

Is the driver not covered as standard?

Liability cover pays for injury to others, but not to the driver. Occupant insurance covers that.

Does the cover apply to every passenger?

Yes. Cover applies to all occupants in the legally permitted seats of the vehicle.

Calculate premium

Applications are processed by our insurance partner JW.